Thursday, September 28th, 2023 

Health Benefits Not Subject to PPACA Provisions

Financial Reporting “The Patient Protection and Affordable Care Act does not impact all health benefits.”
Key Item Description
1 Coverage for accident, or disability income insurance
2 Coverage as a supplement to liability insurance
3 Workers Compensation
4 Automobile medical payment insurance
5 Credit-only insurance
6 Coverage for on-site medical clinics
7 Limited scope dental or vision benefits
8 Long term care, nursing home care, community-based care, or any combination
9 Coverage for specified disease or illness
10 Hospital indemnity or other fixed indemnity insurance
11 Medicare supplement

Note: There is a misunderstanding that all health benefits are impacted by PPACA. The above benefits are specifically excluded at this time. Although the benefits are impacted by the Health IT changes.

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